Welcome to www.iamnikkib.com (the “Website”), owned and operated by Nikki B Enterprise LLC, a Florida limited liability company, doing business as Ten by Ten Consulting (“Company,” “we,” “us,” or “our”).

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By accessing or using this Website, purchasing services, enrolling in programs, or accessing digital content, you agree to be bound by these Terms and Conditions.

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If you do not agree, you may not use this Website.

 

1. SERVICES PROVIDED

The Company provides:

• Coaching services

• Online courses

• Digital downloads (ebooks, templates, toolkits)

• Membership programs (when available)

• Corporate consulting services

• Physical merchandise

• Financial education content

• Blog and educational content

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All services and products are subject to availability and may be modified at any time.

 

2. ELIGIBILITY

You must be at least 18 years old to use this Website or purchase services.

By using this Website, you represent that you have the legal capacity to enter into this agreement.

 

3. PAYMENT TERMS

Payments are processed securely through Square or other designated processors.

• Most products and services are one-time payments.

• Membership offerings (when available) may be subscription-based.

• You agree to provide accurate billing information.

We reserve the right to refuse or cancel orders at our discretion.

 

4. REFUND POLICY

Refunds are offered only if:

• A physical item arrives damaged.

You must notify us at talktome@iamnikkib.com within 7 days of delivery and provide proof of damage.

Digital products, coaching services, consulting services, and online courses are non-refundable unless otherwise stated in writing.

 

5. INTELLECTUAL PROPERTY

All content on this Website — including courses, materials, frameworks, templates, videos, branding, and written content — is the exclusive property of Nikki B Enterprise LLC.

Strict No-Reproduction Policy

You may not:

• Copy

• Reproduce

• Distribute

• Resell

• Modify

• Share login credentials

• Create derivative works

Without prior written consent.

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Violation may result in termination and legal action.

 

6. CORPORATE LICENSING

Organizations purchasing courses or materials for employee use must obtain appropriate corporate licensing.

Single-user purchases may not be shared within organizations.

For enterprise licensing inquiries, contact: talktome@iamnikkib.com

 

7. USER CONDUCT

You agree not to:

• Harass other participants

• Post offensive or discriminatory content

• Violate intellectual property rights

• Share proprietary materials

• Disrupt program environments

We reserve the right to terminate access without refund for violations.

 

8. TERMINATION OF ACCESS

We reserve the right to suspend or terminate your access:

• For violation of these terms

• For inappropriate conduct

• For intellectual property misuse

Termination does not waive payment obligations.

 

9. DISCLAIMERS

Educational Purposes Only

All content is provided for educational and informational purposes only.

Not Legal Advice

Nothing on this Website constitutes legal advice.

Not Financial Advice

Financial education content does not constitute investment, insurance, tax, or financial advice.

Not Medical Advice

Nothing provided constitutes medical or health advice.

Coaching Results Not Guaranteed

Results vary based on individual effort and circumstances. No guarantees are made.

Earnings Disclaimer

Any income examples are illustrative only. Results are not guaranteed.

 

10. INTERNATIONAL USERS

We serve clients globally. You are responsible for complying with local laws in your jurisdiction.

 

11. GOVERNING LAW

These Terms are governed by the laws of the State of Florida.

 

12. DISPUTE RESOLUTION & ARBITRATION

Any disputes arising under these Terms shall be resolved through binding arbitration in the State of Florida.

You waive the right to participate in class-action lawsuits.

 

13. LIMITATION OF LIABILITY

To the fullest extent permitted by law, Nikki B Enterprise LLC shall not be liable for:

• Indirect damages

• Lost profits

• Business interruption

• Reliance on educational content

Use of this Website is at your own risk.

 

14. CHANGES TO TERMS

We may update these Terms at any time. Continued use constitutes acceptance of updates.

 

15. CONTACT INFORMATION

Nikki B Enterprise LLC
DBA Ten by Ten Consulting
Email: talktome@iamnikkib.com
Website: www.iamnikkib.com

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